/* ========================================================================
   REDE CONSIG — Design System v2.0
   Vibe Coding · Vanilla CSS · Mobile-First
   ======================================================================== */
@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800&display=swap');

:root {
  --orange:       #e85d20;
  --orange-light: #f07840;
  --orange-dark:  #c44d18;
  --blue:         #0b5fa5;
  --blue-dark:    #073e6e;
  --blue-light:   #1a7bc4;
  --white:        #ffffff;
  --light:        #f4f6fb;
  --border:       #e2e8f0;
  --text:         #4a5568;
  --text-dark:    #1a202c;
  --whatsapp:     #25d366;

  --shadow-sm:  0 1px 3px rgba(0,0,0,.08), 0 1px 2px rgba(0,0,0,.06);
  --shadow:     0 4px 6px -1px rgba(0,0,0,.1), 0 2px 4px -1px rgba(0,0,0,.06);
  --shadow-md:  0 10px 15px -3px rgba(0,0,0,.1), 0 4px 6px -2px rgba(0,0,0,.05);
  --shadow-lg:  0 20px 40px -10px rgba(0,0,0,.15);
  --shadow-xl:  0 25px 60px -15px rgba(0,0,0,.2);

  --radius-sm:  6px;
  --radius:     10px;
  --radius-lg:  16px;
  --radius-xl:  24px;

  --transition: all .3s cubic-bezier(.4,0,.2,1);
}

/* ── Reset ──────────────────────────────────────────────────────────── */
*,*::before,*::after { box-sizing:border-box; margin:0; padding:0; }
html { scroll-behavior:smooth; font-size:16px; }
body { font-family:'Inter',sans-serif; color:var(--text); background:#fff; line-height:1.6; -webkit-font-smoothing:antialiased; }
img { max-width:100%; display:block; }
a { text-decoration:none; color:inherit; }
ul { list-style:none; }
button { font-family:inherit; cursor:pointer; border:none; background:none; }

/* ── Layout ─────────────────────────────────────────────────────────── */
.container { width:100%; max-width:1200px; margin:0 auto; padding:0 1.25rem; }
.section    { padding:5rem 0; }
.section-sm { padding:3rem 0; }
.bg-light   { background:var(--light); }
.text-center { text-align:center; }

/* ── Typography ─────────────────────────────────────────────────────── */
h1,h2,h3,h4,h5 { color:var(--text-dark); line-height:1.2; font-weight:700; }
h1 { font-size:clamp(2rem,4vw,3rem); }
h2 { font-size:clamp(1.5rem,3vw,2.2rem); margin-bottom:1rem; }
h3 { font-size:1.2rem; }
p  { margin-bottom:1rem; color:var(--text); }
.lead { font-size:1.15rem; color:var(--text); }
.section-title { margin-bottom:.5rem; }
.section-subtitle { color:var(--text); font-size:1.05rem; max-width:640px; }
.section-subtitle.center { margin:0 auto 3rem; text-align:center; }

/* ── Buttons ─────────────────────────────────────────────────────────── */
.btn {
  display:inline-flex; align-items:center; justify-content:center; gap:.5rem;
  padding:.7rem 1.5rem; border-radius:var(--radius); font-weight:600;
  font-size:.95rem; transition:var(--transition); white-space:nowrap;
}
.btn-primary  { background:var(--blue);  color:#fff; }
.btn-primary:hover  { background:var(--blue-dark); transform:translateY(-2px); box-shadow:var(--shadow-md); }
.btn-orange   { background:var(--orange); color:#fff; }
.btn-orange:hover   { background:var(--orange-dark); transform:translateY(-2px); box-shadow:var(--shadow-md); }
.btn-outline  { border:2px solid var(--blue); color:var(--blue); }
.btn-outline:hover  { background:var(--blue); color:#fff; }
.btn-white    { background:#fff; color:var(--blue); font-weight:700; }
.btn-white:hover    { background:var(--light); transform:translateY(-2px); }
.btn-wa       { background:var(--whatsapp); color:#fff; }
.btn-wa:hover       { background:#1eb855; transform:translateY(-2px); box-shadow:0 6px 20px rgba(37,211,102,.35); }
.btn-lg  { padding:1rem 2rem; font-size:1.05rem; }
.btn-sm  { padding:.45rem 1rem; font-size:.85rem; }
.btn-block { width:100%; }

/* ── Top Bar ─────────────────────────────────────────────────────────── */
.top-bar { display:none; } /* Escondido para design clean da Imagem 2 */

.header-inner { display:flex; align-items:center; justify-content:space-between; height:90px; gap:1rem; }
.logo img { height:70px; width:auto; display:block; object-fit:contain; }
.header-social { display:flex; gap:.6rem; align-items:center; }
.social-btn {
  display:inline-flex; align-items:center; justify-content:center;
  width:32px; height:32px; background:#f58220; color:#fff;
  border-radius:5px; text-decoration:none; transition:var(--transition);
  font-size:1.1rem;
}
.social-btn svg { width:18px; height:18px; fill:currentColor; }
.social-btn:hover {
  background:#e67616;
  transform:scale(1.1);
  box-shadow:0 4px 12px rgba(245,130,32,0.3);
}
@keyframes pulse {
  0% { transform: scale(1); }
  50% { transform: scale(1.05); }
  100% { transform: scale(1); }
}
.social-btn.pulse { animation: pulse 2s infinite; }
.logo-text { display:none; }

/* Desktop Nav */
.main-nav { display:flex; align-items:center; gap:.25rem; }
.main-nav > li { position:relative; }
.main-nav > li > a {
  display:flex; align-items:center; gap:.3rem;
  padding:.5rem .75rem; border-radius:var(--radius-sm);
  font-weight:600; font-size:1.05rem; color:var(--text-dark);
  transition:var(--transition);
}
.main-nav > li > a:hover,
.main-nav > li > a.active { color:var(--orange); background:rgba(232,93,32,.06); }

/* Dropdown */
.has-dropdown { position:relative; }
.has-dropdown > a::after { content:'▾'; font-size:.7rem; margin-left:.2rem; }
.dropdown {
  position:absolute; top:100%; left:0;
  background:#fff; border-radius:var(--radius); min-width:220px;
  box-shadow:var(--shadow-xl); border:1px solid var(--border);
  opacity:0; pointer-events:none; transform:translateY(8px);
  transition:var(--transition); z-index:100;
  margin-top:.5rem; /* Espaço visual */
}
.dropdown::before {
  content: '';
  position: absolute;
  top: -.6rem; /* Ponte invisível ligando o item ao menu */
  left: 0;
  width: 100%;
  height: .6rem;
}
.has-dropdown:hover .dropdown { opacity:1; pointer-events:all; transform:translateY(0); }
.dropdown a {
  display:block; padding:.65rem 1rem;
  font-size:.9rem; color:var(--text-dark);
  border-bottom:1px solid var(--border); transition:var(--transition);
}
.dropdown a:last-child { border-bottom:none; }
.dropdown a:hover { background:var(--light); color:var(--orange); padding-left:1.3rem; }
.dropdown-section { padding:.5rem 1rem .25rem; font-size:.75rem; font-weight:700; color:var(--blue); text-transform:uppercase; letter-spacing:.08em; }

/* Mobile toggle */
.nav-toggle { display:none; flex-direction:column; gap:5px; padding:.5rem; cursor:pointer; }
.nav-toggle span { width:24px; height:2px; background:var(--text-dark); border-radius:2px; transition:var(--transition); display:block; }

/* Header CTA */
.header-cta { display:flex; gap:.75rem; align-items:center; }

/* ── Hero ────────────────────────────────────────────────────────────── */
.hero {
  background:linear-gradient(135deg, rgba(7,62,110,.94) 0%, rgba(11,95,165,.86) 55%, rgba(232,93,32,.7) 100%),
             url('https://images.unsplash.com/photo-1521791136064-7986c2920216?auto=format&fit=crop&w=1920&q=80') center/cover no-repeat;
  color:#fff; padding:6rem 0 5rem; position:relative; overflow:hidden;
}
.hero::after {
  content:''; position:absolute; bottom:-2px; left:0; right:0; height:60px;
  background:#fff; clip-path:ellipse(55% 100% at 50% 100%);
}
.hero-grid { display:grid; grid-template-columns:1fr 420px; gap:3rem; align-items:center; }
.hero-badge { display:inline-block; background:rgba(232,93,32,.25); border:1px solid rgba(232,93,32,.5); color:#fff; font-size:.8rem; font-weight:600; letter-spacing:.08em; text-transform:uppercase; padding:.35rem .9rem; border-radius:50px; margin-bottom:1.25rem; }
.hero h1 { color:#fff; font-size:clamp(2rem,4vw,3rem); margin-bottom:1rem; line-height:1.15; }
.hero h1 em { color:var(--orange-light); font-style:normal; }
.hero-sub { color:rgba(255,255,255,.88); font-size:1.1rem; margin-bottom:2rem; }
.hero-stats { display:flex; gap:2rem; margin-bottom:2.5rem; flex-wrap:wrap; }
.hero-stat strong { display:block; font-size:1.8rem; font-weight:800; color:#fff; line-height:1; }
.hero-stat span { font-size:.82rem; color:rgba(255,255,255,.75); text-transform:uppercase; letter-spacing:.06em; }
.hero-cta { display:flex; gap:1rem; flex-wrap:wrap; }

/* Hero Card */
.hero-card {
  background:#fff; border-radius:var(--radius-lg); padding:2rem;
  box-shadow:var(--shadow-xl); border-top:4px solid var(--orange);
}
.hero-card h3 { color:var(--blue-dark); font-size:1.1rem; margin-bottom:.25rem; }
.hero-card p { font-size:.88rem; color:var(--text); margin-bottom:1.25rem; }
.trust-badges { display:flex; gap:.75rem; flex-direction:column; margin-top:1.25rem; padding-top:1.25rem; border-top:1px solid var(--border); }
.trust-badge { display:flex; align-items:center; gap:.5rem; font-size:.82rem; color:var(--text); }
.trust-badge .icon { font-size:1.1rem; }

/* ── Stats Bar ───────────────────────────────────────────────────────── */
.stats-bar { background:var(--blue-dark); color:#fff; padding:2rem 0; }
.stats-grid { display:grid; grid-template-columns:repeat(4,1fr); gap:1rem; text-align:center; }
.stat-item strong { display:block; font-size:2rem; font-weight:800; color:var(--orange-light); }
.stat-item span { font-size:.85rem; color:rgba(255,255,255,.75); }

/* ── Products Grid ───────────────────────────────────────────────────── */
.products-grid { display:grid; grid-template-columns:repeat(4, 1fr); gap:1.25rem; margin-top:2.5rem; }
.product-card {
  background:#fff; border-radius:var(--radius-lg); padding:1.75rem 1.5rem;
  text-align:center; box-shadow:var(--shadow); border:2px solid transparent;
  transition:var(--transition); display:flex; flex-direction:column; gap:.5rem;
  text-decoration:none; color:var(--text-dark);
}
.product-card:hover { border-color:var(--orange); box-shadow:var(--shadow-lg); transform:translateY(-5px); color:var(--text-dark); }
.product-card .prod-icon { font-size:2.2rem; margin-bottom:.25rem; }
.product-card h3 { font-size:1rem; margin-bottom:.25rem; color:var(--blue-dark); }
.product-card p { font-size:.85rem; color:var(--text); margin-bottom:0; flex:1; }
.product-card .prod-cta { font-size:.82rem; color:var(--orange); font-weight:600; margin-top:.5rem; }

/* ── Info Sections ───────────────────────────────────────────────────── */
.info-grid { display:grid; grid-template-columns:1fr 1fr; gap:4rem; align-items:center; }
.info-grid.reverse { direction:rtl; }
.info-grid.reverse > * { direction:ltr; }
.info-content h2 { margin-bottom:1rem; }
.info-list { margin:1.5rem 0; display:flex; flex-direction:column; gap:.75rem; }
.info-item { display:flex; gap:.75rem; align-items:flex-start; }
.info-item .check { width:22px; height:22px; background:var(--orange); color:#fff; border-radius:50%; display:flex; align-items:center; justify-content:center; font-size:.7rem; font-weight:700; flex-shrink:0; margin-top:.15rem; }
.info-item p { margin:0; font-size:.95rem; }
.info-visual { background:linear-gradient(135deg, var(--blue-dark), var(--blue)); border-radius:var(--radius-xl); padding:3rem 2.5rem; color:#fff; }
.info-visual h3 { color:#fff; font-size:1.4rem; margin-bottom:1rem; }
.info-visual p { color:rgba(255,255,255,.85); margin-bottom:0; }
.rate-box { background:rgba(255,255,255,.1); border-radius:var(--radius); padding:1.25rem; margin:1.5rem 0; }
.rate-value { font-size:2.5rem; font-weight:800; color:var(--orange-light); }
.rate-label { font-size:.85rem; color:rgba(255,255,255,.75); }

/* ── Banks/Partners ──────────────────────────────────────────────────── */
.banks-grid { display:flex; flex-wrap:wrap; gap:1.25rem; margin-top:2rem; justify-content:center; }
.bank-card { flex: 0 1 calc(33.333% - 1.25rem); min-width: 280px; max-width: 350px; }
.bank-card {
  background:#fff; border-radius:var(--radius-lg); padding:1.75rem;
  box-shadow:var(--shadow); border-left:4px solid var(--blue);
  transition:var(--transition);
}
.bank-card:hover { box-shadow:var(--shadow-lg); transform:translateY(-3px); border-left-color:var(--orange); }
.bank-card h3 { color:var(--blue-dark); margin-bottom:.5rem; }
.bank-card p { font-size:.9rem; margin-bottom:.75rem; }
.bank-convenios { font-size:.78rem; color:var(--orange); font-weight:600; background:rgba(232,93,32,.08); padding:.35rem .75rem; border-radius:50px; display:inline-block; }

/* ── Steps ───────────────────────────────────────────────────────────── */
.steps-grid { display:grid; grid-template-columns:repeat(3,1fr); gap:2rem; margin-top:2.5rem; position:relative; }
.steps-grid::before { content:''; position:absolute; top:30px; left:calc(16.67% + 1rem); right:calc(16.67% + 1rem); height:2px; background:linear-gradient(90deg,var(--blue),var(--orange)); z-index:0; }
.step { text-align:center; position:relative; z-index:1; }
.step-num { width:60px; height:60px; background:linear-gradient(135deg,var(--blue),var(--orange)); color:#fff; border-radius:50%; display:flex; align-items:center; justify-content:center; font-size:1.4rem; font-weight:800; margin:0 auto 1rem; box-shadow:var(--shadow-md); }
.step h3 { margin-bottom:.5rem; }
.step p { font-size:.9rem; }

/* ── Advantages ──────────────────────────────────────────────────────── */
.adv-grid { display:grid; grid-template-columns:repeat(auto-fill,minmax(240px,1fr)); gap:1.5rem; margin-top:2.5rem; }
.adv-card {
  background:#fff; border-radius:var(--radius-lg); padding:2rem;
  box-shadow:var(--shadow); border-top:4px solid var(--orange);
  transition:var(--transition);
}
.adv-card:hover { transform:translateY(-5px); box-shadow:var(--shadow-lg); border-top-color:var(--blue); }
.adv-icon { font-size:2.4rem; margin-bottom:1rem; }
.adv-card h3 { margin-bottom:.5rem; }
.adv-card p { font-size:.9rem; margin:0; }

/* ── FAQ ─────────────────────────────────────────────────────────────── */
.faq-wrap { max-width:820px; margin:0 auto; }
.accordion-item { border:1px solid var(--border); border-radius:var(--radius); margin-bottom:.75rem; overflow:hidden; }
.accordion-btn {
  width:100%; text-align:left; padding:1.1rem 1.25rem;
  font-family:'Inter',sans-serif; font-weight:600; font-size:1rem;
  color:var(--text-dark); background:#fff; display:flex; justify-content:space-between;
  align-items:center; cursor:pointer; transition:var(--transition);
}
.accordion-btn:hover { background:var(--light); }
.accordion-btn::after { content:'+'; font-size:1.5rem; color:var(--orange); line-height:1; flex-shrink:0; }
.accordion-btn.open::after { content:'−'; }
.accordion-body { max-height:0; overflow:hidden; transition:max-height .35s ease, padding .25s ease; }
.accordion-body p { padding:0 1.25rem 1.1rem; margin:0; font-size:.95rem; }

/* ── CTA Band ────────────────────────────────────────────────────────── */
.cta-band {
  background:linear-gradient(135deg,var(--blue-dark),var(--blue));
  color:#fff; padding:4rem 0; text-align:center;
}
.cta-band h2 { color:#fff; font-size:clamp(1.5rem,3vw,2rem); margin-bottom:.75rem; }
.cta-band p { color:rgba(255,255,255,.85); margin-bottom:2rem; }
.cta-band .btn-group { display:flex; gap:1rem; justify-content:center; flex-wrap:wrap; }

/* ── Page Hero (internas) ────────────────────────────────────────────── */
.page-hero {
  background:linear-gradient(135deg,var(--blue-dark),var(--blue));
  color:#fff; padding:4rem 0;
}
.page-hero .container { display:flex; align-items:center; gap:2rem; justify-content:space-between; flex-wrap:wrap; }
.page-hero-text h1 { color:#fff; font-size:clamp(1.6rem,3vw,2.4rem); margin-bottom:.5rem; }
.page-hero-text p { color:rgba(255,255,255,.85); max-width:600px; margin:0; }
.breadcrumb { display:flex; gap:.5rem; align-items:center; font-size:.85rem; color:rgba(255,255,255,.65); margin-bottom:.75rem; }
.breadcrumb a { color:rgba(255,255,255,.65); }
.breadcrumb a:hover { color:#fff; }
.breadcrumb-sep { opacity:.5; }

/* ── Side CTA Box ────────────────────────────────────────────────────── */
.sticky-cta {
  background:var(--light); border-radius:var(--radius-lg); padding:1.75rem;
  border:1px solid var(--border); position:sticky; top:100px;
}
.sticky-cta h3 { margin-bottom:.5rem; font-size:1.1rem; }
.sticky-cta p { font-size:.9rem; margin-bottom:1.25rem; }
.wa-option {
  display:flex; align-items:center; gap:.75rem; padding:1rem;
  background:#fff; border-radius:var(--radius); border:1px solid var(--border);
  margin-bottom:.75rem; text-decoration:none; color:var(--text-dark);
  transition:var(--transition); font-size:.9rem;
}
.wa-option:hover { border-color:var(--whatsapp); box-shadow:0 4px 15px rgba(37,211,102,.2); transform:translateX(3px); }
.wa-option .wa-icon { font-size:1.5rem; flex-shrink:0; }
.wa-option strong { display:block; font-size:.92rem; }
.wa-option small { color:var(--text); font-size:.78rem; }

/* ── Team ────────────────────────────────────────────────────────────── */
.team-grid { display:grid; grid-template-columns:repeat(auto-fill,minmax(200px,1fr)); gap:1.5rem; margin-top:2rem; }
.team-card { background:#fff; border-radius:var(--radius-lg); padding:2rem 1.25rem; text-align:center; box-shadow:var(--shadow); transition:var(--transition); }
.team-card:hover { box-shadow:var(--shadow-lg); transform:translateY(-4px); }
.team-avatar { width:72px; height:72px; background:linear-gradient(135deg,var(--blue),var(--orange)); border-radius:50%; display:flex; align-items:center; justify-content:center; font-size:1.8rem; margin:0 auto .75rem; }
.team-card h3 { font-size:1rem; margin-bottom:.25rem; }
.team-card p { font-size:.85rem; color:var(--orange); font-weight:600; margin:0; }

/* ── Credenciais / Badges ────────────────────────────────────────────── */
.badges-row { display:flex; gap:1.5rem; flex-wrap:wrap; margin-top:1.5rem; }
.badge-item { display:flex; align-items:center; gap:.75rem; background:#fff; border-radius:var(--radius); padding:1rem 1.25rem; box-shadow:var(--shadow); border-left:3px solid var(--blue); flex:1; min-width:220px; }
.badge-item .b-icon { font-size:1.8rem; }
.badge-item strong { display:block; font-size:.92rem; color:var(--text-dark); }
.badge-item span { font-size:.8rem; color:var(--text); }

/* ── Lojas ────────────────────────────────────────────────────────────── */
.store-card { background:#fff; border-radius:var(--radius-lg); padding:2rem; box-shadow:var(--shadow); border:1px solid var(--border); }
.store-card h3 { color:var(--blue-dark); margin-bottom:.25rem; }
.store-info { display:flex; flex-direction:column; gap:.5rem; margin:1rem 0; }
.store-info-item { display:flex; gap:.5rem; font-size:.9rem; }
.store-info-item .si-icon { flex-shrink:0; }

/* ── Footer ──────────────────────────────────────────────────────────── */
.main-footer { background:linear-gradient(160deg,#0f172a 0%,#1e293b 100%); color:#fff; padding:4rem 0 0; }
.footer-grid { display:grid; grid-template-columns:2fr 1fr 1fr 1fr; gap:3rem; padding-bottom:3rem; }
.footer-brand .logo-text { font-size:1.5rem; margin-bottom:.75rem; }
.footer-brand p { color:rgba(255,255,255,.6); font-size:.9rem; margin-bottom:1.25rem; }
.social-links { display:flex; gap:.75rem; }
.social-link { width:38px; height:38px; background:rgba(255,255,255,.1); border-radius:50%; display:flex; align-items:center; justify-content:center; font-size:1.1rem; color:#fff; transition:var(--transition); }
.social-link:hover { background:var(--orange); }
.footer-col h4 { color:#fff; font-size:.9rem; text-transform:uppercase; letter-spacing:.08em; margin-bottom:1rem; padding-bottom:.5rem; border-bottom:2px solid var(--orange); display:inline-block; }
.footer-col ul { padding:0; }
.footer-col li { margin-bottom:.5rem; }
.footer-col a { color:rgba(255,255,255,.65); font-size:.88rem; transition:var(--transition); display:inline-block; }
.footer-col a:hover { color:var(--orange); padding-left:5px; }
.footer-col .contact-item { display:flex; gap:.5rem; align-items:flex-start; margin-bottom:.65rem; font-size:.88rem; color:rgba(255,255,255,.65); }
.footer-col .contact-item a { color:rgba(255,255,255,.65); padding-left:0; }
.footer-bottom { border-top:1px solid rgba(255,255,255,.1); padding:1.25rem 0; display:flex; justify-content:space-between; align-items:center; flex-wrap:wrap; gap:.5rem; font-size:.82rem; color:rgba(255,255,255,.45); }

/* ── Float WhatsApp ──────────────────────────────────────────────────── */
.float-wa {
  position:fixed; bottom:28px; right:28px; z-index:998;
  width:58px; height:58px; background:var(--whatsapp);
  border-radius:50%; display:flex; align-items:center; justify-content:center;
  box-shadow:0 4px 20px rgba(37,211,102,.45); transition:var(--transition);
  text-decoration:none;
}
.float-wa:hover { transform:scale(1.12); box-shadow:0 6px 30px rgba(37,211,102,.6); }

/* ── Mobile ──────────────────────────────────────────────────────────── */
@media (max-width:900px) {
  .hero-grid { grid-template-columns:1fr; }
  .hero-card { display:none; }
  .stats-grid { grid-template-columns:repeat(2,1fr); }
  .info-grid { grid-template-columns:1fr; gap:2rem; }
  .info-grid.reverse { direction:ltr; }
  .steps-grid { grid-template-columns:1fr; }
  .steps-grid::before { display:none; }
  .footer-grid { grid-template-columns:1fr 1fr; gap:2rem; }
}
@media (max-width:768px) {
  .top-bar { display:none; }
  .main-nav, .header-cta .btn:not(.btn-wa) { display:none; }
  .nav-toggle { display:flex; }
  .header-inner { height:64px; }
  .products-grid { grid-template-columns:repeat(2,1fr); }
  .footer-grid { grid-template-columns:1fr; }
  .footer-bottom { text-align:center; justify-content:center; }
}
@media (max-width:480px) {
  .products-grid { grid-template-columns:1fr; }
  .banks-grid, .adv-grid { grid-template-columns:1fr; }
}

/* ── Mobile Nav Open ─────────────────────────────────────────────────── */
.main-nav.open {
  display:flex; flex-direction:column;
  position:absolute; top:64px; left:0; right:0;
  background:#fff; box-shadow:var(--shadow-lg); padding:1rem;
  gap:.25rem; z-index:999;
}
.main-nav.open .dropdown { position:static; opacity:1; pointer-events:all; transform:none; box-shadow:none; border:none; padding-left:1rem; }